Mortgages

Feb. 6, 2024

Cash to Close vs Closing Costs

Navigating the financial aspects of buying a home can be daunting, especially when it comes to understanding terms like 'Cash to Close' and 'Closing Costs'. In this blog post, we aim to shed light on these key concepts, making them accessible for everyone from first-time buyers to seasoned homeowners. Closing ...

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Posted in Mortgages
Feb. 5, 2024

Price Escalation Addendum

Choosing the right mortgage can feel like navigating a maze. With so many paths to take, it's easy to feel lost. Today, we're going to simplify two popular choices: Fixed Rate Mortgages and Adjustable Rate Mortgages. These are like the two main roads you might take, each with ...

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Posted in Mortgages
Dec. 27, 2023

Fixed Rate vs. Adjustable Rate Mortgages

Choosing the right mortgage can feel like navigating a maze. With so many paths to take, it's easy to feel lost. Today, we're going to simplify two popular choices: Fixed Rate Mortgages and Adjustable Rate Mortgages. These are like the two main roads you might take, each with ...

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Posted in Mortgages
April 4, 2023

Exploring Your Financing Options: A Guide to USDA Loans for Rural Homebuyers in York County, PA

Are you in the market for a new home but unsure of your financing options? If you're a first-time homebuyer or looking for a home in a rural area, you may want to consider a USDA loan. Here's what you need to know:

What is a USDA Loan ...

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Posted in Mortgages
March 24, 2023

Exploring Owner Financing: A Guide to Financing Your Home Purchase Without a Traditional Mortgage

Are you in the market for a new home but struggling to secure financing through traditional means? Owner financing may be an option to consider. Here's what you need to know:

What is Owner Financing?

Owner financing, also known as seller financing, is a real estate transaction in which ...

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Posted in Mortgages
Feb. 3, 2023

The FHA 203k Loan Program: Renovating Your Dream Home Made Easy

Are you in the market for a new home but discouraged by the high prices of move-in ready properties? Do you have a vision for a home that needs some work but lacks the funds to make the necessary renovations? If so, the FHA 203k Loan Program might be the ...

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Posted in Mortgages
Dec. 15, 2022

Understanding How Interest Rates Impact Your Home Buying Journey in Pennsylvania

Buying a home is one of the most significant financial decisions a person can make, and it’s important to consider all the factors that can impact the purchase. One of the most significant factors is interest rates, which can greatly affect the cost of financing a home purchase. In Pennsylvania ...

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Posted in Mortgages
Dec. 3, 2022

The Importance of Getting Pre-Approved Before House Hunting: A Guide for Homebuyers in Pennsylvania

If you're considering buying a home, one of the most important steps you can take before starting your search is getting pre-approved for a mortgage. A pre-approval not only gives you an idea of how much you can afford to spend on a home, but it also shows sellers ...

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Posted in Mortgages
Nov. 5, 2022

Why Do Lenders Escrow Taxes When You Get a Mortgage? Explained

When you purchase a home, you may be required to obtain a mortgage to help finance the purchase. During this process, you may notice that your lender will escrow taxes as part of your mortgage payment. But why is this necessary? In this blog post, we will explore the reasons ...

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Posted in Mortgages